Retiring? BEWARE—DON’T RUN OUT OF MONEY AND DON'T BECOME BORED by Michael Bivona

If you begin working at age twenty and retire by sixty, there’s a good chance you’ll spend just as many years enjoying retirement as you did building your career.

Michael Bivona, a certified public accountant who retired nearly two decades ago, shares the financial strategies that helped him retire comfortably—and the mindset that has allowed him to thrive ever since. Beyond saving money, he emphasizes the importance of staying active, being productive, and having fun in your golden years.

Drawing from both his professional background and personal journey, Bivona offers guidance to help you:

Create a solid retirement plan

Maximize your Social Security benefits

Pursue your passions and maintain your health

Enjoy meaningful time with the people you love

He also reflects on his own post-retirement adventures—dancing, traveling, and writing—to inspire you to explore life after work in your own unique way.

Retirement might seem like the end of the road, but with the right approach, it can be the most rewarding chapter of your life.